The Elterngeld income limit
If your taxable income (zu versteuerndes Einkommen) is above €175,000, there is no Elterngeld. For couples the sum of both counts, from the calendar year before the birth. Check it here with your tax assessment.
Which figure counts?
The taxable income from your tax assessment (Steuerbescheid), not gross and not net pay. After work expenses, special expenses and allowances it is usually well below your annual gross pay.
Which year?
The last completed tax year before the birth, so the calendar year before. For a child born in 2027, 2026 counts.
Couples and single parents
Couples add their taxable income together, married or not. Single parents count only their own. The €175,000 limit applies to births from 1 April 2025.
Below the limit
Then the Elterngeldstelle works out Elterngeld as usual from the income of the 12 months before the birth. The Elterngeld calculator or the Elterngeld table shows how much.
Common questions
Is the limit gross or net?
Neither: the taxable income from your tax assessment counts. For employees it is usually well below the annual gross pay.
Which year counts for the income limit?
The calendar year before the birth. For births in 2027, that is 2026.
Does the limit apply to each parent separately?
No. For couples the sum of both counts. Only single parents are looked at on their own.
What if the tax assessment is not there yet?
Then the Elterngeldstelle grants Elterngeld subject to revocation and checks later with the assessment. If the income is then above the limit, it reclaims the Elterngeld.
Does the 2027 reform change the limit?
According to the draft it stays at €175,000. The reform has not been passed.
All calculators
- Elterngeld calculatorNet income, replacement rate, Basic and Plus – step by step, with the law section.
- Elterngeld tableBasic and Plus for €500 to €3,000 net, at a glance.
- Basic or Plus?Basic against Plus with part-time work, based on your numbers.
- Part-time income with PlusHow much part-time work before Plus goes down?
- Maternity pay calculatorHow much money during maternity leave, and who pays it.
- Elterngeld for civil servantsElterngeld from civil servant pay, without social contributions.
- Minijob and ElterngeldA minijob before the birth, and during Basic or Plus.
- Tax class: the ruleWhich tax class counts – and from when. No recommendation.
- Split planner for twoWho takes which month? Rules checked as you tap.
- How long is Elterngeld paid?How long Basic, Plus and the bonus can last, with dates.
- Months of life calculatorAll 32 months of life with dates, and which one is running now.
- Deadline calculatorEvery deadline from your due date, as a calendar file.
- How to apply for ElterngeldThe last day for your application (Antrag) and your documents.
- Maternity leave calculatorStart, end and money during maternity leave (Mutterschutz).
- Parental leave calculatorWhen to notify your employer, dismissal protection, how long.
- Partnership bonus24–32 hours, 2–4 months: does it fit, and how much?
- Elterngeld for fathersPartner months: how many, when, at the same time or after.
- Single parentsAll 14 months and the bonus for you alone.
- Twins and multiplesMultiple-birth supplement, maternity leave, Basic at the same time.
- Premature birthUp to 4 extra months of Basic, depending on weeks before the due date.
- Second childSibling bonus with its end date, and skipped months.